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NextStudent Parent PLUS Loan Program*
A NextStudent Parent PLUS loan is one of smartest college funding options available. Under this program, you can borrow up to 100% of your child's college costs, including tuition and books, less any other aid received. There are no collateral requirements, and eligibility is not based on financial need. In other words, you'll never be denied a Parent PLUS Loan because your income is too high or you have too much in savings.
NextStudent makes this great federal program even better with generous rates and added benefits that give parent borrowers more of what they want.
- More convenience. Our online application and instant pre-approval make getting a NextStudent Parent PLUS loan easy.
- More speed. Our all-digital online application cuts processing time in half so you receive your funds as quickly as possible.
- More flexibility. NextStudent offers student loan consolidation and multiple repayment options so you can repay according to your needs and financial capabilities.
- More service. Personal assistance is never more than a phone call away. We'll walk you through the appliation process, answer questions, and help you qualify for your NextStudent Parent PLUS loan.
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* Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.
On October 1, 2007, legislation went into effect that cut $21 billion in subsidies to FFELP lenders like NextStudent. We have been searching, and continue to search, for avenues that would allow us to keep offering FFELP loans. But at this point, until market and regulatory conditions change, we find ourselves forced to suspend our federal education loan programs.
We value your business, and we want to make sure you’re able to get the money you need to pay for school. We encourage you to take advantage of college scholarships and your available federal financing options. But if you’re still in need of a parent or student loan, please give us a call, and we’ll do what we can to help.
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