Products^*

NextStudent features a full portfolio of student loan programs to help you guide students in the right financial direction, and we offer powerful technology solutions that make your job easier. Our loan programs are designed to give a wide range of students the money they need when they need it, along with flexible, affordable repayment plans and the option to defer making payments while they’re still in school at least half-time—so they can concentrate on their classes instead of on making a monthly loan payment.

Federal Stafford Loans for undergraduate and graduate students

Federal Grad PLUS Loans for graduate and professional degree students

Federal PLUS Loans for parents of undergraduate students

Federal Consolidation Loans

Private Student Loans for undergraduate, graduate and continuing education students

* Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.

On October 1, 2007, legislation went into effect that cut $21 billion in subsidies to FFELP lenders like NextStudent. We have been searching, and continue to search, for avenues that would allow us to keep offering FFELP loans. But at this point, until market and regulatory conditions change, we find ourselves forced to suspend our federal education loan programs.

We value your business, and we want to make sure you’re able to get the money you need to pay for school. We encourage you to take advantage of college scholarships and your available federal financing options. But if you’re still in need of a parent or student loan, please give us a call, and we’ll do what we can to help.